we are your guide to remortgaging
Mortgages
It’s important to get advice when you want to remortgage your home. You need to understand exactly what’s involved before you take the plunge.We want to simplify things, so we’ve put together a step by step guide on what’s involved when remortgaging your home. You might be sitting there with some additional questions on remortgaging, please contact one of our experts today and they will talk you through it in more detail. Call now for FREE on 01206 688568
Let's start right now with 5 simple steps...

Step 1
Get your property valued
It’s important that we understand how much your property is worth before we assess how to move forward with a remortgage.
Most local estate agents will offer a free no obligation valuation for a remortgage Book a local estate agent to come out and give you an up to date valuation for the purpose of your remortgage, along with their selling fees
Step 2
Investigate your options
Time to speak to a Mortgage Mentor to find out if it makes financial sense for you to remortgage. Your Mortgage Mentor will:
Ask you some questions about what your looking to do in relation to your remortgage and take down some details on your income, expenditure and property Give you advice on the best way to proceed and search for the best mortgage deals on the market (including looking at your current lender) Recommend the most suitable mortgage and protection package


Step 3
Apply for your mortgage
Time to submit the mortgage application to the lender. Don’t worry we’ll handle this part of the mortgage process for you.
Apply for your mortgage and protection Send off all your documents to the mortgage lender for them to review Provide documents to the bank to verify your income and outgoings Instruct a valuation on your property
Step 4
Mortgage offer
The importance of dotting the i’s and crossing the t’s, make sure there isn’t a stone left unturned on your mortgage application.
After the lender has looked over your documents and valuation they will issue a mortgage offer A copy of the mortgage offer will be sent to us, the solicitor and to you We will review the mortgage offer with you to make sure you’re happy with it all

