Find out how much you can borrow in 4 easy steps

Mortgage Calculator

How many people are applying for the mortgage?

Applicant Income


Personal details

We’ve calculated that you can borrow

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About your borrowing ability

Calculating exactly how much you can borrow depends on a number of things, such as:

  • Your current age
  • If you have children, how many children you have and if you have any childcare fees
  • If you're self-employed or on a fixed term/zero hour contract
  • Any existing loans, HP agreements and credit card balances you have
  • Any adverse credit you may have had in the past
  • How much deposit your looking to contribute towards your purchase
  • The term you want to take the mortgage over

As you can see, there are a number of different factors that will determine how much you can borrow and our Mortgage Mentors are best placed to work this out on your behalf.

One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and we have access to all lenders that allow mortgage brokers to use them.

Call us on 01206 688568 or fill in your details in the contact form

What if I need to borrow more?

Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our Mortgage Mentors come in. We are sometimes able to arrange higher borrowing by completing a full fact find with you, researching with our lenders and running through various calculators for you. Once you’ve had an appointment with us, you’ll have all the answers your heart desires!

*All potential borrowing is subject to affordability checks and credit status

Contact us for more information

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