Typically, we charge a £399 membership fee and £99 administration fee which is paid on application of your first mortgage. Once you become a member you will only ever pay a £99 administration fee with any other mortgage application you submit with us. In certain circumstances, where the mortgage is more complex and will take more time, we may charge up to 1% of the loan amount. You will never pay fees until we have a mortgage approved in principle and we will always discuss our fees with you before you submit a full mortgage application.Please note: Your home may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply.

Buy to Let Mortgages are not usually regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.  You may have to pay and early repayment charge to your existing lender if you remortgage.