we are home insurance
Protection
Buildings insurance is compulsory when you have a mortgage. This is because the mortgage lender is lending you money and securing it against the property, so they need to be sure that if anything happens to the property, they’re covered and you’re covered. The only exception to this is when you buy a leasehold property (flat, maisonette, etc), as then this is usually covered in your maintenance fees.
Buildings & contents
Buildings insurance covers your building and contents insurance covers everything within. The best way to describe this is if you imagine picking your property up and turning it upside down… everything that stays where it is, forms part of the buildings insurance and everything that falls our comes under contents.
Both buildings insurance cover and contents cover is also extremely important – imagine having to replace all of your contents or having to rebuild your whole property due to a flood or fire. Buildings and contents insurance will also cover you for alternative accommodation while your home is fixed.
What we will do
We’ll make sure we shop around for you to get you the best and most appropriate buildings insurance deal. We’ll give you our recommendation on the most suitable insurance cover for your property and then we’ll make sure it’s in place when you need it to be.
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Honesty
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Trust
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Best deal for you
We are mortgages offer a comprehensive advice service for 1st time buyers, remortgagers and buy to let investment clients including home insurance