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About us

We Are
Mortgages have
achieved over
489,000,000
in lending!

Our Why

We love helping people!

Our overall mission is to keep improving the mortgage experience for the people we’re lucky enough to help!

Our Story

One day, there was a chap called Jack. Jack was a Mortgage Advisor working for a large corporate Estate Agency firm. He was an incredibly hard-working Advisor and spent many years learning and perfecting his craft, helping and advising thousands of people to buy the properties they had only ever dreamed of buying.

Over the years, Jack felt frustrated with the lack of care and commitment the corporate company had of providing their customers with the best service out there. He felt the business was substandard and that it was more interested in its shareholders than its customers and staff. The offices were tired, the management were pushy and aggressive, and the culture was off. Jack decided he needed to get out… and fast! There were so many things he wanted to fix and improve, but nobody was listening, and something inside him told him he needed to make a difference… on a big scale.

One day, a friend of Jack’s set up an estate agency business in Colchester and Jack saw this as his perfect opportunity. He spoke to his friend and told him his idea of starting a mortgage business and offered to help his friend’s business by providing them with a ready to go, exceptional Mortgage Advisor who’ll be able to help all their clients arrange their mortgages. A deal was struck, and We Are Mortgages was launched in March 2018.

The business started out of a small office on the 1st floor of the estate agency business. It was just Jack at the start, but it grew quickly and he hired an administrator in the first 3 months and shortly after 2 Advisors. The business continued to grow and in May 2021 they moved into their very own, brand-new, beautiful office at Rebow House. Rebow House is a great office and environment and a lovely place for all our wonderful clients to visit, even just for a coffee.

We Are Mortgages is a “people business” that helps people with mortgages rather than a “mortgage business” and we put our people at the heart of everything we do and all the decisions we make. We are human beings, helping fellow human beings. We treat every single person and family we deal with in that way. We’re pleased to confirm that We Are Mortgages started as a completely independent business and we still maintain that independency today!

‘we are in the market to change the market’

Our Values

Down

World Class Advice
& Education

We provide world-class advice that is unique to us. We constantly educate ourselves so that we can pass on our knowledge to you, our clients, which will help you make better decisions that improve your lives.

We cut through the jargon and complexities so you understand the whole process from start to finish and include the nuances and intricacies between different products we advise on.

Going Above &
Beyond

This means going the extra mile and surpassing all of your expectations. Not only to deliver the best advice on products but also to leave you feeling like you’ve had the most exceptional service ever.

We want you to leave every conversation with a smile on your face and to know that we will do everything and anything we can to help you.

Building Lifelong
Relationships

People matter to us – a lot. We’re not just Advisors to our clients but mentors, friends, a supportive hand and much more.

Our clients stay with us for the long term and come back to us time and time again because they know the experience they’ve had is completely unique and the best out there!

Our Goal

To be recognised as the Number 1 household name for mortgages in the UK.