“We are in the mortgage market to change the mortgage market”

Jack Adams | Founder, we are mortgages

The current mortgage industry is broken and old fashioned and hasn’t kept up to date with the latest technological advances that can make things easier and more straight forward for the mortgage consumer. We’re here to change that! We’re a modern-day mortgage broker, based in Colchester, Essex and we use technology and expert advice to help people make the best decisions about our clients’ future and their property needs. We’re always testing and using new techniques to make doing business with us easier and in doing this we make our customers feel comfortable in the decisions they make about mortgages and property investment.

We are committed to making sure that by using us as a mortgage broker,  the process of buying your first home, moving home, remortgaging or buying an investment property is smooth and easy, and that you get the best mortgage deal for your circumstances and needs.

We want to talk to you and give you all the advice you need about your mortgage, regardless of what stage you’re at in the house buying or selling process. We know getting a mortgage and finding your way through the complexities of buying or selling a property is rarely straight forward, and often far from it, so we want to be with you every step of the way to make it easier for you and to be sure that you get the best possible mortgage.

The best part of we are mortgages is that we work for you and you are at the heart of everything we do and all the decisions we make. In a world were customer service is everything, we want to be at the forefront of providing the very best mortgage service for all our customers. When you arrange a mortgage with us you become part of our family and we’ll look after all of your mortgage and mortgage protection arrangements for the rest of your life.

We are 100% committed to finding you the best mortgage deal

We are willing to go above and beyond to find the best mortgage for you

We are innovative and forward thinking

We are experts in the mortgage field

We are able to give you the best possible advice on mortgages

We are mortgage professionals

We are innovators and use the most up-to-date mortgage technology

We are mortgages always put you first


"We used Jack at We are Mortgages to buy our first house and he explained everything to us so we really understood everything properly. He had numbers for all the lenders and was able to get our mortgage approved nice and quick. We couldn’t recommend Jack's mortgage service highly enough."

Adam & Becky, Colchester