Base Rate: 3.75% | CPI Inflation: 3.1% | Next MPC Review: —

Mortgage broker in Colchester, Essex

World-class
advice.
For life.

Expert, unbiased mortgage and protection advice from a dedicated team who put you first, from first home to forever home.

★★★★★“Couldn’t have wished for better.” Stuart M.
★★★★★“Made something quite daunting feel less stressful” Hannah B.
★★★★★“You are supported from the beginning to the end.” Julie L.
★★★★★“They keep you updated and informed every step of the way…” Lisa
★★★★★“Ian made us feel valued, guiding us through the remortgage process with ease.” Rob
★★★★★“Couldn’t have wished for better.” Stuart M.
★★★★★“Made something quite daunting feel less stressful” Hannah B.
★★★★★“You are supported from the beginning to the end.” Julie L.
★★★★★“They keep you updated and informed every step of the way…” Lisa
★★★★★“Ian made us feel valued, guiding us through the remortgage process with ease.” Rob
3,500+
Clients helped
£700M+
Mortgages arranged
5.0★
Trustpilot score
Multi
Award-winning

The right mortgage
for every situation

From your first home to building an investment portfolio, our whole-of-market advisors find the right mortgage for every situation, no matter how straightforward or complex.

First-time buyers, we make it simple
Home movers, coordinated from start to finish
Remortgages, get a better rate today
Buy to Let & investment, grow your portfolio
Self-employed & contractors, specialist lenders
Adverse credit, we know which lenders say yes
Expat mortgages, buying from abroad made simple
Explore all mortgages

Find out how much
you can borrow today

Use our free calculators to get an instant estimate, repayments, affordability, stamp duty, and overpayment savings all in one place.

Affordability calculator Stamp duty calculator

Experts you can trust, for life

Our team of qualified advisors have helped thousands of clients across the UK find the right mortgage and protection. We're not just advisors, we're partners for life.

Meet the full team
Jack Adams, Founder and MD
Jack Adams
Founder & Managing Director
Ian Megee, Director
Ian Megee
Director
Dom Harold, Senior Mortgage and Protection Advisor
Dom Harold
Senior Mortgage & Protection Advisor
Mark Wilkin, Senior Mortgage and Protection Advisor
Mark Wilkin
Senior Mortgage & Protection Advisor
Amber Read, Mortgage and Protection Administrator
Amber Read
Case Handler
Vickie Culling, Sales Progressor
Vickie Culling
Head of Protection & Progression
Mark Butler, Senior Mortgage & Protection Advisor
Mark Butler
Senior Mortgage & Protection Advisor
The We Are Mortgages Team
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Know someone who could benefit from world-class mortgage advice? Refer a friend and you'll both receive a £100 Love2Shop voucher as our thank you, that's £100 for you and £100 for your friend.

*Terms and conditions apply. Voucher issued once your friend submits a mortgage application. Mortgage referrals only.

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Ready to start your mortgage journey?

Book your free call with one of our expert advisors. No obligation, no jargon, just honest, clear advice.

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What our clients say

Don't just take our word for it, see what our clients think on Trustpilot.

★★★★★

“As a first time buyer, the process is all new to me but Mark and the team have been superb.”

George C.
First-time buyer · August 2026 · Trustpilot
★★★★★

“Sorted my remortgage within a day or two, quick to jump on calls to discuss matters”

Lloyd
Remortgage · June 2026 · Trustpilot
★★★★★

“We Are Mortgages were fantastic from start to finish…”

Darren D.
Home move · August 2026 · Trustpilot
Read all our Trustpilot reviews