Find out how much you can borrow in 4 easy steps

Mortgage Calculator

How many people are applying for the mortgage?

I am buying on my own

I am buying with someone else

Applicant Income

1st - Main income

1st - Additional income

Personal details

GREAT NEWS!!! We’ve calculated that you can borrow

Please complete the form first.

About your borrowing ability

Your current age
If you have children, how many children you have and if you have any childcare fees
If you're self-employed or on a fixed term/zero hour contract
Any existing loans, HP agreements and credit card balances you have
Any adverse credit you may have had in the past
How much deposit your looking to contribute towards your purchase
The term you want to take the mortgage over

As you can see, there are a number of different factors that will determine how much you can borrow and our Mortgage Mentors are best placed to work this out on your behalf.

One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and we have access to all lenders that allow mortgage brokers to use them.

Call us on 01206 688568 or fill in your details below

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What if I need to borrow more?

Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our Mortgage Mentors come in. We are sometimes able to arrange higher borrowing by taking completing a fact find with you and speaking with our lenders and running through various calculators with you. Once you’ve had an appointment with us, you’ll have all the answers you need

*All potential borrowing is subject to affordability checks and credit status

How many

Applicant income

Personal Details

Your amount

How we get you the best mortgage in 4 simple steps

STEP ONE

Free Mortgage Appointment

Arrange a free mortgage appointment with a Qualified Mortgage Mentor to get all the advice you need about mortgages. In this appointment, we’ll cover how much you can borrow and how much its all going to cost. You can ask as many questions as you like and we’ll answer them all.

STEP TWO

Agreement in Principle

This is an initial application and credit search that we carry out on your behalf after carry out the full lender research. Once we’ve done this, we’ll issue you with a certificate and you’ll be in a great position to start offering on properties… YAY!

STEP THREE

Submit Application & Offer

We send all the full application to the lender with your documents. We instruct a survey/valuation for you and follow up until we have your all-important mortgage offer. This means the mortgage has been successfully secured. Double YAY!

STEP FOUR

Completion

This means you’ve got the house! Time to start designing each room and plan out exactly what you’re going to have and where you’re going to have it. Oh and don’t forget to make yourself a nice cup of tea!

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We are here to protect you

Protection is the most important thing to consider when taking out a mortgage. The mortgage allows you to buy the property and mortgage protection will help you keep it. You must plan ahead as you never know what’s around the corner. Our bespoke mortgage protection packages will help you keep a roof over your head when the times are tough.

Let us, protect you

We are the Mortgage Jargon Busters

We know the mortgage industry isn’t the most straight forward at times, so we want to simplify it. Our free mortgage jargon buster tool is here to help you get a better understanding of what certain things mean…

Jargon Busters

We are Bloggers

Check out the blog

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